SAVINGS ACCOUNT

• Set aside for something specific or simply a rainy day
• Earn competitive interest by maintaining a $1000 minimum daily balance
• Avoid the $5 monthly fee by maintaining a $1000 minimum daily balance
• 2 free transfers to another account or to third parties by pre-authorized, automatic, telephonic, or computer transfer or by Mastercard® debit card per monthly statement cycle; $3 fee for transfers in excess thereafter
• Online banking
• Mobile banking
• Free eStatements

INVESTMENTS & INSURANCE

Investment Services

Pursue your financial goals with the guidance of an experienced investment manager at Raymond James

Insurance Services

Rest assured with personal insurance, business insurance and group health coverage from Gaylean Insurance

ALL THE LOANS

Whether you need additional capital to move your business ahead for short-term needs or long-range growth, we will work with you to structure a loan that will meet your needs to maximize your bottom-line success. If you’re a small business or large corporation, let us help.

CHECKING ACCOUNT

• Free, secure, and easy-to-use service for Global Secured Investment IFT customers
• Maintain a combined average monthly balance of $10,000+ in eligible linked deposit and investment accounts.
• No fee for standard checkbook orders
• Option to earn interest on your checking account balance
• Transfer funds between accounts (one-time and recurring transfers)
• Unlimited check writing
• No overdraft fees
• Online banking
• Mobile banking
• Free eStatements

CASH MANAGEMENT

• Enjoy 24/7 control over company finances
• Cut down on repetition; save time and reduce errors in accounting
• Streamline recordkeeping
• Have anytime control of comprehensive information at your fingertips
• Direct deposit
• Payroll accessibility
• Complete ACH transactions
• Pay bills
• Make and record tax payments
• Collect payments electronically
• Free check imaging
• Free eStatements
• Stop payment requests
• Receive account alerts And more

MERCHANT CARD SERVICES

• Available to Dubai Royal Bank business customers
• Provide additional payment options for your customers
• Accept major credit and debit cards for increased versatility
• Boost your bottom line by making it easier for people to pay you
• Reduce processing time and human error
• Reduce billing expenses
• Equipment is easy to use and set up
• Streamline billing and record-keeping

ACH & WIRE SERVICES

• Make and receive vendor payments 24/7, electronically
• Ideal for businesses with a high volume of recurring receivables, including:
• Monthly dues
• Payments
• Premiums
• Bill customers directly for an expedited process
• More efficient and accurate processing
• Directly deposit employee payroll
• Streamline recordkeeping
• More closely predict your overall cash flow
• Wire funds, hassle-free

AUTO LOANS

• Competitively low, fixed rates on new or used vehicles
• A wide range of terms customized to your unique situation
• Pre-qualification available for extra bargaining power at the dealership
• Refinance your current vehicle to potentially lower your rate
• Local decision-making and processing inShepherd Street, London, England
• Attentive, friendly service from start to finish

REMOTE ACCESS DEPOSIT

• Deposit checks from the convenience of your office
• Utilizes a desk scanner and internet access
• Simply sign, scan, then send checks to the bank for processing
• Checks converted to an electronic image that is then securely transmitted to the bank
• Streamline check handling from multiple offices or locations
• Same day credit up to 7:00pm; realize funds quicker, accelerating cash flow
• Saves time; the whole process can be done in a matter of minutes
• Reduce time and money spent on document preparation and transportation